The Next Collapse... and What Can Be Done

Today I am slightly frightened of the medical and medical insurance industry. I believe that this industry might be the next to collapse.

Here is why. The government has required everybody in America to get healthcare. This creates a flood of new holders. Because of the healthcare industry grab, the value begins to go at premium rates. The premium rate accelerates the value to above acceptable return values. Now the problem occurs at the riskier level. These higher risk holders cannot afford the care they are entitled to receive. This creates a type of default. As these defaults occur, it makes it difficult for those more entitled to receive the quality of care paid for. The value of their insurance becomes higher risk yielding to either a higher success or failure. Eventually the investments slip into failure, forcing the policy holder to not get the quality of care he is entitled to.

What we have essentially re-created is the sub-prime housing crisis, except with one added problem... you can't replace a life.

Now what is one way we can help avoid this devaluation of life? Simply put, bring the healthcare in-house. This eliminates the need for insurance by keeping this in house.

The second thing we can do is promote healthy eating and exercise by providing discounts to those who regularly practice habits that reduce their risk factor. This will in essence make healthcare insurance a less valuable liability, leading to a more profitable value-on-return.

The third thing is industry accountability. We need to have a system in place that promotes whole health and not just symptomology. Drugs are not made to cure a disease, but to mask a symptom. The problem is the body doesn't work this way and many side-affects are counter-productive to a healthy life. By not having accountability in place, we are making healthcare more inefficient and more ineffective.

In summary, ObamaCare is not efficient nor is it effective practically. It creates billions of dollars waste and doesn't remedy a failing health system. It only insures Americans will continue to receive the same incompetent healthcare while doing nothing to solve people's lack of responsibility of taking care of themselves. ObamaCare needs scrapped before it trashes a system necessarily intended to help us lead healthy lives